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Landscape typical of Romania. Nexus Pay crypto wallet and Visa card

Crypto wallet and Visa card in Romania

Romania is in the European Union but not the eurozone: it keeps its own currency, the leu, so a card payment always goes through a conversion step — the same as it would outside the EU.

Open an account
CurrencyRomanian LeuRON
RegionEuropeRO
From 1,000 USDT to card$1,000.00no fee
Cash at an ATM$984.00our 1.5% + 1 USDT fee

How it works in Romania

Nexus Pay is a crypto wallet with a Visa card. You fund the account in crypto, move the amount to the card, and spend it anywhere Visa is accepted — no local bank account to open.

In Romania payments settle in Romanian leu: the network converts from the card balance at the rate at the moment of the transaction, and ATMs dispense cash the same way.

What actually reaches your pocket

Our published fees, with no hidden markup on the rate. From 1,000 USDT:

  • Swapping inside the wallet — 0%. Exchange rate, no markup.
  • $1,000.00 lands on the card — the card top-up is free; card purchases cost 1.5%.
  • $984.00 in cash at an ATM, after our fee of 1.5% + 1 USDT per withdrawal.

The ATM operator in Romania may add its own fee on top of ours. That money does not come to us, it differs by machine, and it cannot be stated in advance.

Work out your own amount in the fee calculator

How to fund the account

In crypto across six networks: USDT and USDC on TRC-20, ERC-20, BEP-20 and TON; BTC and ETH on their own chains. The address is issued for the network you pick.

Blockchain transfers are irreversible. Sending on the wrong network means the funds are gone for good — check both the address and the network.

What you need to start

  • A Telegram or Google account — sign-in goes through them, there is no separate password.
  • Crypto to fund the account — any supported coin.
  • For a card, identity verification: anti-money-laundering law requires it.

Common questions in Romania

Does the Nexus Pay card work in Romania?
The card runs on the Visa network and is accepted in Romania anywhere Visa is: shops, online and ATMs. Payments settle in Romanian Leu at the rate at the time of the transaction.
Can I withdraw cash in Romania?
Yes, at any ATM accepting Visa. The machine dispenses Romanian Leu (RON). Our fee is 1.5% + 1 USDT per withdrawal; the ATM operator may add its own.
How much of 1,000 USDT survives in Romania?
$1,000.00 reaches the card — swapping and the card top-up are free. Taking it out in cash leaves $984.00 after our 1.5% + 1 USDT fee.
How do I fund the account in Romania?
By crypto transfer: USDT and USDC on TRC-20, ERC-20, BEP-20 and TON, plus BTC and ETH on their own chains. A transfer on another network will not arrive and cannot be returned.
Do I need a local bank account in Romania?
No. The account is not tied to a bank in Romania — you fund it with crypto and pay by card. A card does require identity verification.

Country guide

Currency Exchange in Romania: What to Know Before You GoRomania uses the leu, not the euro. Learn how currency exchange works in Romania and how a crypto-funded card can help.

Open an account in Romania

The account opens in Telegram in under a minute — no office visit, no paperwork.

Open Nexus Pay

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