How to start in five minutes

Four steps from nothing at all to paying by card. No office visit, no paperwork and no local bank account.

Paying with a Nexus Pay card at a café counter in the morning

Step 1. Open the account

Open the bot in Telegram — the account is created at once, with no passwords to invent. You can add Google sign-in to reach the cabinet from a computer.

Step 2. Fund it

Choose a coin and a network — you get an address and a QR code. Crediting happens automatically as soon as the network reaches the required number of confirmations: from a few minutes to about an hour.

Send only the chosen coin on the chosen network. A transfer on a different network will not arrive, and it cannot be recovered.

Step 3. Issue the card

Confirm your identity and pick a plan. The virtual card is issued at once, the physical one travels to your address. Details in Card.

Step 4. Pay

Move the amount you need from the balance onto the card — it is free — and pay wherever Visa is accepted: the purchase fee is 1.5%. Cash comes out of ATMs, covered separately in Cash.

What you will need

Telegram or Google — to sign in.
Crypto to fund it with: USDT, USDC, BTC or ETH.
A document — only for issuing the card.

Common questions

How long does opening an account take?

Less than a minute: the account is created the moment you first sign in through Telegram.

Do I need a local bank account?

No. The wallet is not tied to a bank — you fund it with crypto and pay by card.

When does a top-up arrive?

As soon as the network confirms the transfer: from a few minutes to about an hour depending on the blockchain.

Open an account

In Telegram, in a minute, with no paperwork.

Open Nexus Pay

The Nexus Pay walletOne account for USDT, USDC, BTC and ETH. Top-ups across six networks, swaps at the… A Visa card off a crypto balanceThe card spends the wallet balance directly. The virtual one is issued at once and works in… Swapping crypto at the exchange rateSwap coins between each other at the exchange rate. The swap fee is zero, the rate… Withdraw cash from a crypto balanceThe card withdraws cash at any ATM that accepts Visa. The machine dispenses local… Plans and feesOne table for the whole service. There is no hidden markup on the rate: what is not… Where it worksA separate page for each of 94 countries: currency, fees, calculation.