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Landscape typical of Bulgaria. Nexus Pay crypto wallet and Visa card

Crypto wallet and Visa card in Bulgaria

Bulgaria is in the European Union but still on its own currency, the lev: a card payment converts from the balance rather than settling straight in euro, unlike neighbouring eurozone countries.

Open an account
CurrencyBulgarian LevBGN
RegionEuropeBG
From 1,000 USDT to card$1,000.00no fee
Cash at an ATM$984.00our 1.5% + 1 USDT fee

How it works in Bulgaria

Nexus Pay is a crypto wallet with a Visa card. You fund the account in crypto, move the amount to the card, and pay anywhere Visa is accepted — no Bulgarian bank account needed.

In Bulgaria payments settle in Bulgarian lev: the amount converts from the card balance at the rate at the moment of the transaction, and ATMs dispense cash the same way.

What actually reaches your pocket

Our published fees, with no hidden markup on the rate. From 1,000 USDT:

  • Swapping inside the wallet — 0%. Exchange rate, no markup.
  • $1,000.00 lands on the card — the card top-up is free; card purchases cost 1.5%.
  • $984.00 in cash at an ATM, after our fee of 1.5% + 1 USDT per withdrawal.

The ATM operator in Bulgaria may add its own fee on top of ours. That money does not come to us, it differs by machine, and it cannot be stated in advance.

Work out your own amount in the fee calculator

How to fund the account

In crypto across six networks: USDT and USDC on TRC-20, ERC-20, BEP-20 and TON; BTC and ETH on their own chains. The address is issued for the network you pick.

Blockchain transfers are irreversible. Sending on the wrong network means the funds are gone for good — check both the address and the network.

What you need to start

  • A Telegram or Google account — sign-in goes through them, there is no separate password.
  • Crypto to fund the account — any supported coin.
  • For a card, identity verification: anti-money-laundering law requires it.

Common questions in Bulgaria

Does the Nexus Pay card work in Bulgaria?
The card runs on the Visa network and is accepted in Bulgaria anywhere Visa is: shops, online and ATMs. Payments settle in Bulgarian Lev at the rate at the time of the transaction.
Can I withdraw cash in Bulgaria?
Yes, at any ATM accepting Visa. The machine dispenses Bulgarian Lev (BGN). Our fee is 1.5% + 1 USDT per withdrawal; the ATM operator may add its own.
How much of 1,000 USDT survives in Bulgaria?
$1,000.00 reaches the card — swapping and the card top-up are free. Taking it out in cash leaves $984.00 after our 1.5% + 1 USDT fee.
How do I fund the account in Bulgaria?
By crypto transfer: USDT and USDC on TRC-20, ERC-20, BEP-20 and TON, plus BTC and ETH on their own chains. A transfer on another network will not arrive and cannot be returned.
Do I need a local bank account in Bulgaria?
No. The account is not tied to a bank in Bulgaria — you fund it with crypto and pay by card. A card does require identity verification.

Country guide

Currency Exchange in Bulgaria: What to Know Before You GoBulgaria uses the lev, pegged to the euro. Learn how currency exchange works in Bulgaria and how a crypto-funded card can help.

Open an account in Bulgaria

The account opens in Telegram in under a minute — no office visit, no paperwork.

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