Keep
USDT, USDC, Bitcoin, Ether and NXC in one account. Top up across six networks — TRC20, ERC20, BEP20, TON, Solana and Bitcoin. The ring on the home screen shows what the balance is made of before you open the list.
Wallet · Swap · Card
Crypto you can actually pay with
Keep USDT, Bitcoin and Ether in one wallet, swap them between each other with no fee, and pay by Visa card wherever you would pay by any other — in the shop, online and through Apple Pay.
0% for a swap inside the wallet 6 networks to top up through 11 interface languages
What reaches the card
LIVE
You give—
What arrives
To the card
swap 0%, card top-up 0.1%
—
Cash at an ATM
our withdrawal fee is 0.25%
—
A swap inside the wallet — 0% the rate refreshes every 20 seconds
Fee calculator with examples
Product
Three things a wallet has to do well
Not twenty features but three, each finished properly. Everything else is built around them.
Swap
Swap between assets at the exchange rate, with no fee. The final amount comes from the server’s answer rather than a preliminary estimate: the rate can move while the request is in flight, and what you see is what you actually got.
Pay
A Visa card tied to that same balance. The virtual one is issued at once and works in Apple Pay and Google Pay; the physical one arrives by post and is taken at tills and ATMs.
USDT Tether
USDC USD Coin
BTC Bitcoin
ETH Ethereum
NXC Nexus Coin
Money moves while you sleep
The rate refreshes itself, the balance recounts itself, and the card works in those same seconds. All that is asked of you is the decision — everything else has already happened.
15 sec — how often the price refreshes 6 top-up networks 0% per swap
Cards
The card is issued in three taps
Not an account of how it works but the path itself: top up, move to cards, issue. Exactly what you are about to do.
- Top upPick a coin — the address and QR are issued for its network.
- Issue a cardPick a plan, enter the delivery address and pay from the balance.
- Top up the cardFrom the wallet balance, 0.1% fee, the rate visible in advance.
- Add to the phoneApple Pay and Google Pay — to pay contactless.
- See the spendingEvery purchase with the euro amount and the USDT debited.
Where it works
Wherever any other card works
The physical card is taken everywhere Visa is taken: at the till in a shop and at an ATM for cash.
Pay by tap
Tap the card on the terminal — it draws on the same balance you see in the app.
Cash in euro
ATM withdrawals up to €5,000 a day on the Business plan. The ATM network charges its own fee.
Security
What we do to keep the money yours
A section without “bank-grade” promises — only what you can check inside the app today.
Sign-in is confirmed by the device
A fingerprint or Face ID is asked for before a withdrawal or a swap — not every time you open the app, but wherever money moves.
A passcode over the session
A separate passcode for entering the app. The session is not dropped when the connection breaks: a balance that vanishes because the network blinked is not security, it is a fault.
The address matches the network
Top-up shows the address for the network you picked and warns that sending through another one loses the money. It is the most common and the least reversible beginner’s mistake.
Pricing
The whole cost in one table
The fees are listed in full, including the ones usually tucked into a footnote under an asterisk.
| Operation | Cost | Note |
|---|---|---|
| Swap inside the wallet | 0% | the exchange rate, no markup |
| Top up with crypto | 0% | the network charges its own transfer fee |
| Issue the virtual card | from 5 USDT | prices reduced — issued instantly |
| Card top-up | 0.1% | from the wallet balance |
| Issue the physical card | 99 USDT | one-time, covers issuance and delivery |
| ATM withdrawal | 0.25% | per withdrawal; the ATM network may add its own |
| Card purchase cashback | 4–10% | on chosen categories |
Questions
What gets asked most often
What does swapping crypto cost?
Swapping inside the wallet carries no fee. You see the final amount before confirming, and it comes from the server’s answer rather than a preliminary estimate.
Which networks can I top up through?
TRC20, ERC20, BEP20, TON, Solana and Bitcoin. The address is issued for the network you chose; sending through another one loses the funds.
Is the card real or virtual?
Both exist. The virtual card is issued at once and works online and in Apple Pay and Google Pay. The physical one is delivered to your address and is taken at tills and ATMs.
Which languages does support work in?
The interface and support are available in 11 languages: Russian, English, Spanish, Portuguese, French, German, Turkish, Arabic, Hindi, Chinese and Indonesian.
Blog
Popular guides
How Much Does It Cost to Withdraw Cash Abroad with a Crypto Card?Cash abroad with a crypto card: 0.1% to load the card plus 0.25% per ATM withdrawal, plus any ATM-owner fee. Worked example on 1000 USDT inside.
Why Your Crypto Deposit Isn't Showing Up in Your Wallet, and What to CheckCrypto deposit not showing up? Check confirmations, the network, the minimum amount and sender-side holds, then get your TxID ready for support.
Crypto card vs traditional debit card: what actually differsA debit card spends from a bank account, a crypto card from a wallet balance moved onto it. See how they differ in setup, cost and everyday control.
Which network is cheapest for depositing USDT, and how to chooseTRC-20 and BEP-20 usually cost much less than ERC-20 to send USDT. See how network fees work and how to choose a network without losing funds.
Is it safe to keep money in a wallet that opens inside Telegram?A Telegram wallet can be reasonably safe, but only if your Telegram or Google account is protected. Here is what the login, access code and storage do.
What is a stablecoin, in plain words, and why does it exist?A stablecoin is a crypto token built to stay near one dollar. Here is what it is, why people use USDT and USDC, and what the depegging risk means.
It all lives in Telegram
No separate app to install: the wallet, the swap and the card open right inside Telegram. Your top-up and first swap take less time than your coffee needs to cool.
Open in Telegram