Fee calculator: what reaches the card and the ATM
Enter an amount in USDT, USDC, BTC or ETH and see what lands on the Visa card and how much you can take out as cash. The BTC and ETH rate is live, from the exchange.
What reaches the card
LIVE
You give—
What arrives
To the card
swap 0%, card top-up 0.1%
—
Cash at an ATM
our withdrawal fee is 0.25%
—
A swap inside the wallet — 0% the rate refreshes every 20 seconds
How it is calculated
- Swap inside the wallet — 0%: the coin converts to dollars at the exchange rate, with no markup.
- Card top-up — 0.1%: from 1,000 USDT, $999.00 reaches the card.
- ATM withdrawal — 0.25%: from $999.00 on the card, $996.50 comes out as cash.
To the card = amount × rate × 0.999. Cash = to the card × 0.9975.
Worked examples
| You give, USDT | To the card | Cash | Our fees |
|---|---|---|---|
| 100 | $99.90 | $99.65 | $0.35 |
| 500 | $499.50 | $498.25 | $1.75 |
| 1,000 | $999.00 | $996.50 | $3.50 |
| 5,000 | $4,995.00 | $4,982.51 | $17.49 |
| 10,000 | $9,990.00 | $9,965.03 | $34.97 |
USDT and USDC count as $1. For BTC and ETH the result depends on the rate at the moment of the operation — the calculator above shows it.
What the calculator does not include
- The ATM owner’s fee. It is not ours: it differs from machine to machine and is shown on screen before you confirm.
- The blockchain fee for sending crypto to the wallet — the network takes it, not Nexus Pay.
- Conversion into local currency. The ATM dispenses its own country’s currency, and the payment network converts at its own rate.
Common questions
How much reaches the card from 1,000 USDT?
$999.00. The swap inside the wallet is free, and the card top-up costs 0.1%.
How much cash can I withdraw from 1,000 USDT?
$996.50 — after 0.1% for the card top-up and 0.25% for the withdrawal. If the ATM owner charges a fee of their own, the machine shows it on screen.
Does the calculator include the ATM fee?
No. The machine’s owner sets it: it differs in every country and appears on screen before you confirm. Plugging in an average would mean calling someone else’s price ours.
Why does the result for BTC and ETH change?
The calculator uses the live exchange rate and refreshes it every 20 seconds. USDT and USDC count as $1.
Is there a markup on the rate?
No. Swaps run at the exchange rate with no markup, and you see the final amount before you confirm.
Read next
Plans and feesOne table for the whole service. No hidden markup on the rate: what is not ours is named separately.
Fee-free swapSwap coins between each other at the exchange rate. Swap fee — zero, no markup on the rate.
How Much Does It Cost to Withdraw Cash Abroad with a Crypto Card?Cash abroad with a crypto card: 0.1% to load the card plus 0.25% per ATM withdrawal, plus any ATM-owner fee. Worked example on 1000 USDT inside.
Which network is cheapest for depositing USDT, and how to chooseTRC-20 and BEP-20 usually cost much less than ERC-20 to send USDT. See how network fees work and how to choose a network without losing funds.