Which blockchain networks the card accepts
Some cards only accept one blockchain per coin, while others support several. For example, USDT can be sent on TRC20, ERC20, or BEP20. If a card accepts multiple networks, you can choose the one with lower transfer fees when topping up. Nexus Pay funds across six networks, giving you flexibility in how you move coins into the card.
Virtual-only or physical card
Whether the card is virtual-only or comes as a physical card affects whether you can withdraw cash from an ATM at all. Virtual cards work for online purchases and some mobile wallet payments, but cannot be inserted into an ATM. A physical card lets you access cash anywhere the network is accepted.
Monthly fees and minimum balance
Monthly or issuance fees, if any, and whether there is a minimum balance requirement change the real cost of holding the card. Some cards charge a flat monthly fee regardless of use; others charge nothing if you meet a spending or balance threshold. Check both the upfront and recurring costs.
ATM withdrawal limits and fees
ATM withdrawal limits, both daily and monthly, and any flat withdrawal fee matter more for people who withdraw cash often versus people who mostly pay by card. If you plan to use ATMs regularly, compare the maximum you can withdraw per day and any per-transaction charges.
Settlement currency and KYC
Which currencies the card settles in, and whether it needs KYC verification before use, both affect how quickly you can start spending. Some cards require full identity verification upfront; others let you begin with lower limits immediately. Settlement currency determines which exchange rate applies when you pay in a different currency.
Common questions
Why does blockchain network support matter?
Different networks have different transfer fees. If your card accepts only one network and that network is expensive at the moment, you pay more to top up.
Can I get cash with a virtual card?
No. Virtual cards work for online and some contactless mobile payments, but you need a physical card to withdraw cash from an ATM.
Do all crypto cards charge monthly fees?
No. Some have no monthly fee; others charge a fixed amount each month or waive the fee if you meet a spending threshold. Read the fee schedule before applying.
What happens if I need to withdraw more than the daily ATM limit?
You would need to wait until the next day or make a card payment instead. If you regularly need large cash amounts, check both daily and monthly limits before choosing a card.
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