The same coin, like USDT, can exist on several different blockchain networks, and these networks are not interchangeable at the address level. Sending a coin to an address on the wrong network, or to a wallet or exchange that does not support that specific network, can result in the funds not arriving or being unrecoverable without support intervention.
Published September 15, 2026 · 2 min read
USDT can exist on several different blockchain networks, including Tron (TRC20), Ethereum (ERC20), and BNB Smart Chain (BEP20). Each version of the coin is native to its own network. An address on one network cannot receive a coin sent on a different network, even if both are called USDT.
Network fees differ substantially between these blockchains. Ethereum (ERC20) gas fees are typically the highest of the three, while Tron (TRC20) and BNB Smart Chain (BEP20) are typically much cheaper to transact on. This fee difference matters especially for smaller transfers, where a high gas fee can represent a large percentage of the amount sent.
Sending a coin to an address on the wrong network, or to a wallet or exchange that does not support that specific network, can result in the funds not arriving or being unrecoverable without support intervention. Some services can recover funds sent to the wrong network, but this process is not guaranteed and often requires technical support. Always matching the network selected when sending to the network the receiving wallet or exchange expects for that deposit is the single most common thing to double-check before sending.
Nexus Pay supports funding across six networks, with in-app coin swaps, so you can hold USDT on the network that suits your needs and swap between networks inside the wallet if needed. The Visa card can then be funded from any of these balances. This flexibility lets you choose lower-fee networks for transfers while still spending the balance anywhere Visa is accepted.
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