You sent crypto and the wallet shows "pending" instead of a balance. This article explains what each status means, when the funds count as yours, and how to check a transfer that seems stuck.
Published September 30, 2026 · 2 min read
"Pending" means the transfer has been broadcast to the network but has not yet been included in a block and confirmed. The sender's wallet has signed and released it, but the blockchain has not yet recorded it as part of its history. At this stage the transfer is in transit: it is neither lost nor completed. The receiving wallet normally does not treat these funds as available.
A confirmed transfer has been included in a block and has gathered confirmations. Each confirmation is a further sign that the network has accepted the transfer as part of its record. That is why a wallet waits: it credits a deposit only once the transfer is confirmed enough, not at the first sign of it. How long this takes depends on the blockchain.
| Status | Where the transfer is | Does the wallet credit it? | What to do |
|---|---|---|---|
| Pending | Broadcast, not yet included in a block | No, not while it is pending | Wait; check the hash in a block explorer if in doubt |
| Confirmed | Included in a block, with confirmations gathered | Yes, once confirmed enough | Check the balance in your wallet |
| Seems stuck | Still pending after a long wait | No | Look up the transaction hash in a block explorer and check the network and minimum amount |
Because a pending transfer is not yet part of the blockchain's record, a wallet has nothing final to credit. In Nexus Pay, deposits are credited automatically after the network confirms them, which takes from a few minutes to about an hour depending on the blockchain. You do not need to press anything or send a request. One more condition applies: every network has a minimum deposit amount shown in the app, and deposits below it are not credited.
Do not resend the funds straight away. Take the transaction hash from the sending wallet or exchange and look it up in a block explorer. The explorer shows whether the transfer is still waiting, has been included in a block, or has gathered confirmations. Before you contact anyone, check this list:
Blockchain transfers are irreversible: nobody can bring back a transfer sent to the wrong address. The same applies to the network. Each Nexus Pay deposit address belongs to one network, and a coin sent through a different network than the address was issued for will not arrive and cannot be returned. So the useful moment to be careful is before you press send. Check the address, the network and the amount.
The reliable sign is that the amount appears in your wallet balance. A "pending" label in the sender's app or in a block explorer is not the same thing. It shows only that the transfer has been broadcast. Once the network has confirmed it and the wallet has credited it, you can swap or spend the funds. In Nexus Pay you see the amount you will receive before you confirm any swap.
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