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Landscape typical of New Zealand. Nexus Pay crypto wallet and Visa card

Crypto wallet and Visa card in New Zealand

New Zealand has its own currency, the New Zealand dollar, so each transaction converts from your crypto balance at the exchange rate in effect when you spend.

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CurrencyNew Zealand DollarNZD
RegionOceaniaNZ
From 1,000 USDT to card$1,000.00no fee
Cash at an ATM$984.00our 1.5% + 1 USDT fee

How it works in New Zealand

Nexus Pay is a crypto wallet with a Visa card. You fund the account in crypto, move what you need to the card, and spend it anywhere Visa is accepted — no New Zealand bank account needed.

In New Zealand payments settle in New Zealand dollars: conversion from USDT to NZD happens at the rate at the moment of the transaction, and ATMs work the same way.

What actually reaches your pocket

Our published fees, with no hidden markup on the rate. From 1,000 USDT:

  • Swapping inside the wallet — 0%. Exchange rate, no markup.
  • $1,000.00 lands on the card — the card top-up is free; card purchases cost 1.5%.
  • $984.00 in cash at an ATM, after our fee of 1.5% + 1 USDT per withdrawal.

The ATM operator in New Zealand may add its own fee on top of ours. That money does not come to us, it differs by machine, and it cannot be stated in advance.

Work out your own amount in the fee calculator

How to fund the account

In crypto across six networks: USDT and USDC on TRC-20, ERC-20, BEP-20 and TON; BTC and ETH on their own chains. The address is issued for the network you pick.

Blockchain transfers are irreversible. Sending on the wrong network means the funds are gone for good — check both the address and the network.

What you need to start

  • A Telegram or Google account — sign-in goes through them, there is no separate password.
  • Crypto to fund the account — any supported coin.
  • For a card, identity verification: anti-money-laundering law requires it.

Common questions in New Zealand

Does the Nexus Pay card work in New Zealand?
The card runs on the Visa network and is accepted in New Zealand anywhere Visa is: shops, online and ATMs. Payments settle in New Zealand Dollar at the rate at the time of the transaction.
Can I withdraw cash in New Zealand?
Yes, at any ATM accepting Visa. The machine dispenses New Zealand Dollar (NZD). Our fee is 1.5% + 1 USDT per withdrawal; the ATM operator may add its own.
How much of 1,000 USDT survives in New Zealand?
$1,000.00 reaches the card — swapping and the card top-up are free. Taking it out in cash leaves $984.00 after our 1.5% + 1 USDT fee.
How do I fund the account in New Zealand?
By crypto transfer: USDT and USDC on TRC-20, ERC-20, BEP-20 and TON, plus BTC and ETH on their own chains. A transfer on another network will not arrive and cannot be returned.
Do I need a local bank account in New Zealand?
No. The account is not tied to a bank in New Zealand — you fund it with crypto and pay by card. A card does require identity verification.

Country guide

Exchanging Currency in New Zealand: What to KnowA practical guide to currency exchange in New Zealand, covering payment habits, the New Zealand dollar, and how crypto-funded cards work for visitors and…

Open an account in New Zealand

The account opens in Telegram in under a minute — no office visit, no paperwork.

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