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Landscape typical of Nepal. Nexus Pay crypto wallet and Visa card

Crypto wallet and Visa card in Nepal

The Nepalese rupee has been pegged to the Indian rupee at a fixed rate for decades — unusual stability for the region. Handy if you’re heading to Nepal for an Everest or Annapurna trek and don’t want to carry cash in from home.

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CurrencyNepalese RupeeNPR
RegionAsiaNP
From 1,000 USDT to card$1,000.00no fee
Cash at an ATM$984.00our 1.5% + 1 USDT fee

How it works in Nepal

Nexus Pay is a crypto wallet with a Visa card. You fund the account in crypto, move the amount to the card, and pay anywhere Visa is accepted — no Nepalese bank account needed.

In Nepal payments settle in Nepalese rupees: the amount converts from the card balance at the rate at the moment of the transaction, and an ATM in Kathmandu or elsewhere dispenses cash the same way.

What actually reaches your pocket

Our published fees, with no hidden markup on the rate. From 1,000 USDT:

  • Swapping inside the wallet — 0%. Exchange rate, no markup.
  • $1,000.00 lands on the card — the card top-up is free; card purchases cost 1.5%.
  • $984.00 in cash at an ATM, after our fee of 1.5% + 1 USDT per withdrawal.

The ATM operator in Nepal may add its own fee on top of ours. That money does not come to us, it differs by machine, and it cannot be stated in advance.

Work out your own amount in the fee calculator

How to fund the account

In crypto across six networks: USDT and USDC on TRC-20, ERC-20, BEP-20 and TON; BTC and ETH on their own chains. The address is issued for the network you pick.

Blockchain transfers are irreversible. Sending on the wrong network means the funds are gone for good — check both the address and the network.

What you need to start

  • A Telegram or Google account — sign-in goes through them, there is no separate password.
  • Crypto to fund the account — any supported coin.
  • For a card, identity verification: anti-money-laundering law requires it.

Common questions in Nepal

Does the Nexus Pay card work in Nepal?
The card runs on the Visa network and is accepted in Nepal anywhere Visa is: shops, online and ATMs. Payments settle in Nepalese Rupee at the rate at the time of the transaction.
Can I withdraw cash in Nepal?
Yes, at any ATM accepting Visa. The machine dispenses Nepalese Rupee (NPR). Our fee is 1.5% + 1 USDT per withdrawal; the ATM operator may add its own.
How much of 1,000 USDT survives in Nepal?
$1,000.00 reaches the card — swapping and the card top-up are free. Taking it out in cash leaves $984.00 after our 1.5% + 1 USDT fee.
How do I fund the account in Nepal?
By crypto transfer: USDT and USDC on TRC-20, ERC-20, BEP-20 and TON, plus BTC and ETH on their own chains. A transfer on another network will not arrive and cannot be returned.
Do I need a local bank account in Nepal?
No. The account is not tied to a bank in Nepal — you fund it with crypto and pay by card. A card does require identity verification.

Country guide

How to exchange and spend crypto in Nepal with a cardHow to exchange and spend crypto in Nepal: use a crypto-funded Visa card at ATMs and larger shops, carry less cash and check local rules first.

Open an account in Nepal

The account opens in Telegram in under a minute — no office visit, no paperwork.

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