Landscape typical of Luxembourg. Nexus Pay crypto wallet and Visa card

Crypto wallet and Visa card in Luxembourg

Luxembourg is in the EU, the eurozone and Schengen: and it was in the town of Schengen in Luxembourg in 1985 that the agreement was signed, giving the name to the entire zone.

CurrencyEuroEUR
RegionEuropeLU
From 1,000 USDT to card$1,000.00no fee
Cash at an ATM$984.00our 1.5% + 1 USDT fee

How it works in Luxembourg

Nexus Pay is a crypto wallet with a Visa card. You fund the account in crypto, move what you need to the card, spend it anywhere Visa is accepted — no Luxembourg bank account needed.

Payments in Luxembourg settle in euros: the country is in the eurozone, so conversion from USDT to EUR is direct, and ATMs work the same way.

What actually reaches your pocket

Our published fees, with no hidden markup on the rate. From 1,000 USDT:

  • Swapping inside the wallet — 0%. Exchange rate, no markup.
  • $1,000.00 lands on the card — the card top-up is free; card purchases cost 1.5%.
  • $984.00 in cash at an ATM, after our fee of 1.5% + 1 USDT per withdrawal.

The ATM operator in Luxembourg may add its own fee on top of ours. That money does not come to us, it differs by machine, and it cannot be stated in advance.

Work out your own amount in the fee calculator

How to fund the account

In crypto across six networks: USDT and USDC on TRC-20, ERC-20, BEP-20 and TON; BTC and ETH on their own chains. The address is issued for the network you pick.

Blockchain transfers are irreversible. Sending on the wrong network means the funds are gone for good — check both the address and the network.

What you need to start

  • A Telegram or Google account — sign-in goes through them, there is no separate password.
  • Crypto to fund the account — any supported coin.
  • For a card, identity verification: anti-money-laundering law requires it.

Common questions in Luxembourg

Does the Nexus Pay card work in Luxembourg?
The card runs on the Visa network and is accepted in Luxembourg anywhere Visa is: shops, online and ATMs. Payments settle in Euro at the rate at the time of the transaction.
Can I withdraw cash in Luxembourg?
Yes, at any ATM accepting Visa. The machine dispenses Euro (EUR). Our fee is 1.5% + 1 USDT per withdrawal; the ATM operator may add its own.
How much of 1,000 USDT survives in Luxembourg?
$1,000.00 reaches the card — swapping and the card top-up are free. Taking it out in cash leaves $984.00 after our 1.5% + 1 USDT fee.
How do I fund the account in Luxembourg?
By crypto transfer: USDT and USDC on TRC-20, ERC-20, BEP-20 and TON, plus BTC and ETH on their own chains. A transfer on another network will not arrive and cannot be returned.
Do I need a local bank account in Luxembourg?
No. The account is not tied to a bank in Luxembourg — you fund it with crypto and pay by card. A card does require identity verification.

Country guide

Open an account in Luxembourg

The account opens in Telegram in under a minute — no office visit, no paperwork.

Open Nexus Pay