Crypto wallet and Visa card in Hong Kong SAR China

How it works in Hong Kong SAR China

Nexus Pay is a crypto wallet with a Visa card. You fund the account in crypto, move what you need to the card, and spend it anywhere Visa is accepted — no Hong Kong bank account needed.

In Hong Kong payments settle in Hong Kong dollars: pegged to the US dollar since 1983, so conversion from USDT remains nearly constant at the time of each transaction — ATMs work the same way.

What actually reaches your pocket

Our published fees, with no hidden markup on the rate. From 1,000 USDT:

• Swapping inside the wallet — 0%. Exchange rate, no markup.
• $1,000.00 lands on the card — the card top-up is free; card purchases cost 1.5%.
• $984.00 in cash at an ATM, after our fee of 1.5% + 1 USDT per withdrawal.

The ATM operator in Hong Kong SAR China may add its own fee on top of ours. That money does not come to us, it differs by machine, and it cannot be stated in advance.

Work out your own amount in the fee calculator

How to fund the account

In crypto across six networks: USDT and USDC on TRC-20, ERC-20, BEP-20 and TON; BTC and ETH on their own chains. The address is issued for the network you pick.

Blockchain transfers are irreversible. Sending on the wrong network means the funds are gone for good — check both the address and the network.

What you need to start

• A Telegram or Google account — sign-in goes through them, there is no separate password.
• Crypto to fund the account — any supported coin.
• For a card, identity verification: anti-money-laundering law requires it.

Common questions in Hong Kong SAR China

Country guide