If you are paid in stablecoins and work from another country, you can cover a desk from the same balance. This guide shows the steps, the costs and the mistakes that cause a declined payment.
Published September 30, 2026 · 3 min read
Yes, in most cases. Coworking spaces commonly take card payment for day passes and memberships, and a card funded from a crypto wallet works like any other Visa card at checkout. The space sees a card payment, and the conversion from crypto happens on your side before the money reaches the card. Acceptance still depends on the individual space, so check its booking page or ask at the desk before you travel.
You need a wallet with a balance and an issued card. Issuing a card requires identity verification, meaning a document and a photo, under anti-money-laundering law. The card is issued by a licensed partner organisation. In Nexus Pay, which opens inside Telegram, the options and issue prices are:
The virtual card is issued right away, so you can arrange it before you arrive.
For most coworking payments a virtual card is enough. It handles online booking and works contactless through Apple Pay and Google Pay, which covers both a web checkout and a tap at the front desk. The physical card is delivered by mail and works at tills and ATMs, so it makes sense if the space prefers an in-person terminal. If you move often, remember that mail delivery takes time and needs an address.
| Situation | Virtual card | Physical card |
|---|---|---|
| Booking a day pass online | Fits: works online | Not required |
| Membership at a web checkout | Fits: pay from the card balance | Not required |
| Tap at the front desk | Works contactless via Apple Pay or Google Pay | Works at tills |
| Space that uses only an in-person terminal | Depends on whether the terminal accepts contactless | Covers it |
| Cash from a nearby ATM | Not applicable | Works at ATMs |
Deposit a supported coin to your wallet, then move the amount you need to the card. USDT and USDC can arrive via TRC-20, ERC-20, BEP-20 and TON; BTC and ETH use their own networks. Each address belongs to one network, so a transfer sent through a different network will not arrive and cannot be reversed. Deposits are credited after network confirmation, from a few minutes to about an hour, and anything below the minimum shown in the app is not credited. Because the card has no credit and no overdraft, a recurring membership fails if the balance is short on billing day. Top up a little ahead of each cycle.
Card purchases carry 0%, there is no monthly fee, and moving money from the wallet balance to the card costs 0.1%. On the fee page's example, 1000 USDT moved to the card becomes $999.00. Swapping coins inside the wallet costs 0% at the exchange rate with no markup, and the amount you receive is shown before you confirm. If you earn in stablecoins and the space charges in a local currency, paying from the same balance avoids a separate bank conversion step. Nexus Pay also offers cashback in up to five categories you choose, at current programme terms that may change.
The main risk is a mistaken transfer: blockchain transfers are irreversible, and nobody can bring back funds sent to a wrong address. Double-check the network and address every time you deposit. In the app you can freeze and unfreeze the card in one tap, and you can set an optional four-digit access code. Keep only the amount you need for the next payment on the card. Whether paying for a workspace from abroad has tax or legal consequences for you depends on your situation. This article is general information, not tax or legal advice.
In Telegram, in a minute, with no paperwork.
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