How to store the information you need to recover access to your wallet
If you lose a phone or get locked out of an account, recovery details decide whether you get back in. Here is what to keep, where to keep it, and what to avoid.
Published September 30, 2026 · 2 min read
Key takeaways
With a custodial wallet, your Telegram and Google accounts are the keys, so their recovery details are what you protect.
A current recovery email and phone let you regain access after losing a device.
A second linked login gives you another way in if one account becomes unreachable.
A private offline record is safer than a screenshot or a note synced everywhere.
What do you need to recover access to a custodial wallet?
In a custodial wallet, access rests on the accounts linked to it, not on a separate secret you have to guard on your own. Nexus Pay, for example, is opened inside Telegram (bot @nexuspaymybot), and a Google login can be linked as a second way in. So the recovery details of those Telegram and Google accounts are what you need to protect. Nexus Pay is not a bank, and your wallet is only as reachable as the accounts that lead to it.
Why should the recovery email and phone stay current?
When a device is lost or stolen, the recovery email and phone number attached to your accounts are usually the route back in. If they point to an old address or a number you no longer use, that route is closed. Check them whenever you change your number or email. It takes a few minutes and can save you from being locked out for good.
Where is the safest place to keep recovery details?
The safest place is somewhere private and offline. A screenshot sits in your photo gallery, where it can be seen, backed up or shared by accident. A note that syncs everywhere is copied to every device and account connected to it, so one weak point exposes the lot. The table below compares the common options.
Ways to store recovery details, compared
Option
Main risk
Verdict
Screenshot in the photo gallery
Can be seen, backed up or shared by accident
Avoid
Note synced across devices
Copied everywhere, so one weak point exposes it
Avoid
Private record kept offline
Can be lost or damaged if left unprotected
Preferred, keep it somewhere secure
Memory only
Easy to forget or mix up over time
Not enough on its own
Why link a second login?
A second linked login is a recovery path in its own right. If your Telegram account becomes unreachable, a linked Google login can still get you into the wallet, and the reverse also holds. In Nexus Pay you can add the Google login alongside Telegram. Treat it as a backup route, and keep that account's own recovery email and phone current too.
What else protects the wallet besides recovery details?
Recovery details help you get back in. Other measures help keep others out. The app has an optional four-digit access code, and the main share of crypto funds is kept in wallets without a permanent network connection. If you also have a card, you can freeze and unfreeze it in the app in one tap. None of this replaces up-to-date recovery details, and none of it can undo a transfer sent to the wrong address, because blockchain transfers are irreversible.
What should you do if you lose your phone?
Act in a clear order and do not rush into shortcuts.
Use the recovery email or phone of your Telegram account to regain access to it.
If Telegram is unreachable, try the linked Google login as the second way in.
Once you are back in, freeze the card in the app if you suspect someone else has the device.
Update your recovery details and access code, and keep the new record offline.
Never send your recovery details to anyone who contacts you and asks for them.
Common questions
Do I need to write down a secret phrase for Nexus Pay?
The access described here rests on your linked Telegram and Google accounts, so their recovery email and phone are what matter. Keep those current and stored privately.
Is a screenshot of my recovery details really that risky?
It sits in your gallery, where it can be backed up, seen or shared by accident. A private offline record is safer.
Can a second login replace recovery details?
No. It is an extra way in if one account becomes unreachable, but each account still needs its own current recovery email and phone.
How often should I check my recovery email and phone?
Check them whenever you change your number, email or phone, and now and then even if nothing has changed.
Can anyone reverse a transfer if someone gets into my wallet?
No. Blockchain transfers are irreversible, so nobody can bring back a transfer once it is sent. That makes protecting access in advance important.
Open Nexus Pay and set up your access the careful way