A wallet's history is the first place to look when a balance does not match what you expected. This article explains what it records, what it leaves to the blockchain, and how to use both.
Published September 30, 2026 · 2 min read
In a custodial-style wallet app, the history sits inside the account itself, next to your balances. You do not need to piece it together from several places. In Nexus Pay, which you open in Telegram through @nexuspaymybot, the account keeps a record of what happened with your funds. If you linked a Google login as a second way in, you are still looking at the same account and the same record.
The wallet records five kinds of activity for the account:
Together these cover the full path of money: in, converted, moved to the card, spent or taken out. If you are trying to work out where a balance went, follow that path in order.
Each coin is shown separately, with its own price and its daily change. The wallet holds USDT, USDC, BTC and ETH, so you can see each position on its own instead of one blended number. The total is then converted to a display currency, which gives you a single figure to compare against. Keep in mind that the daily change describes market movement of the coin, not an action you took.
A record of every deposit, swap, card load and purchase is what lets you reconcile spending after the fact. If you run a business alongside personal finances, you can go through the history and mark which movements belonged to which side. Nexus Pay also offers a Business virtual card with higher limits, which some people use for work expenses while keeping another card for personal ones. This is general information, not tax or legal advice; what records you must keep depends on your situation and jurisdiction.
On-chain deposits and sends can be checked on a public block explorer by their transaction hash. Copy the hash, paste it into an explorer for the right network, and you can see whether the network has processed the transfer. This matters because a deposit is credited only after the network confirms it, which takes from a few minutes to about an hour depending on the blockchain. The wallet history shows your side of the story; the explorer shows the blockchain's side.
| Source | What it covers | Best used for |
|---|---|---|
| Wallet history in the app | Deposits, swaps, card loads, purchases and withdrawals for your account | Reconciling spending and separating business from personal use |
| Coin balances screen | Each coin separately with its price and daily change, plus a total in a display currency | Seeing how your holdings are split and what they are worth |
| Public block explorer | On-chain deposits and sends, found by transaction hash | Confirming that a transfer was processed by the network |
First, wait for network confirmation, since crediting is automatic but not immediate. Then check the amount: every network has a minimum deposit shown in the app, and deposits below it are not credited. Also check the network. Each deposit address belongs to one network, and a coin sent through a different network than the address was issued for will not arrive and cannot be reversed. The transaction hash on a block explorer will tell you what actually happened on-chain.
In Telegram, in a minute, with no paperwork.
Open Nexus Pay
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