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Crypto basics
In plain language: stablecoins, blockchains, addresses and keys, network fees and how it all connects to a card.
Do You Pay Tax When You Spend Crypto Through a Card?Using cryptocurrency to pay for goods can trigger capital gains tax in many countries. Here's what happens when you spend crypto and what records to keep.
Holding Multiple Currencies Without Opening Multiple Bank AccountsTraditional banks often require separate accounts per currency, but a crypto wallet can hold several coins side by side. Learn how this works and what still…
Managing Money During High Inflation With a Stablecoin WalletHow a stablecoin wallet can help preserve purchasing power when local currency loses value quickly, and what to understand about the trade-offs involved.
Is Crypto Bad for the Environment? What to Know About StablecoinsThe environmental impact of crypto varies widely by network. Here's what to know about stablecoins and the energy use of different blockchain technologies.
Why More People Are Turning to App-Based Payment AlternativesTraditional banks have reduced physical branches as banking moves online. App-based services, including crypto wallets with cards, operate without any branch…
How to Buy Crypto for the First Time: A Step-by-Step GuideBuying cryptocurrency starts with choosing an exchange, completing verification, and funding your purchase. Learn the process before moving crypto to your own…
What If a Stablecoin Loses Its Peg? Understanding De-pegging RiskA stablecoin aims to maintain a 1:1 value with its pegged currency, but this peg is not guaranteed. Learn what backs a stablecoin and how to assess risk.
What Happens to Your Funds If a Wallet Provider Shuts Down?How custodial and non-custodial wallets differ when a provider ceases operating, and what protections exist for your funds and linked cards.
Crypto Terminology Glossary: Key Wallet Terms ExplainedA plain-language guide to wallet, transaction, and blockchain terms. Understand seed phrases, networks, gas fees, KYC, and more without the jargon.
What Happens to Your Crypto When You Die? Estate Planning BasicsHow crypto wallets work after death. Understand seed phrase recovery, custodial account processes, and estate planning for digital assets.
Using the Same Wallet Across Multiple Devices: How It Works and What to Watch ForCustodial wallets usually allow multi-device access by logging in. Each additional device is a potential security risk, so securing every device and removing…
Why a Digital Wallet Keeps Working When Local Banking Is DisruptedHow a crypto wallet can keep working during local emergencies that close bank branches, and what still depends on your own device and internet access.
What Is Web3, and How Does Your Wallet Fit Into It?Web3 explained: blockchain-based internet services, and how a crypto wallet is used to interact with them. Plus the difference between a Web3 wallet and a…
How to Explain a Crypto Wallet to Someone Who's Never Used OneA crypto wallet holds a balance in cryptocurrency, similar to a bank account but with key differences. Here's how to explain it to a beginner in simple terms.
What is a stablecoin, in plain words, and why does it exist?A stablecoin is a crypto token built to stay near one dollar. Here is what it is, why people use USDT and USDC, and what the depegging risk means.
What is a blockchain in plain languageA blockchain is a shared record of transactions kept by many computers, not one company. Here is how blocks, public addresses and separate networks work.
What is a private key in crypto and why does it matter?A private key is the secret that authorises crypto transfers from an address. See how it differs from a public address and why losing control of it is final.
Do you need a seed phrase with a custodial wallet?No: in a custodial wallet the service holds the keys, so there is no seed phrase to write down. Your login security matters instead — here is what to protect.
Why a stablecoin is worth about one dollar, and when it isn'tWhy a stablecoin trades near $1: the issuer's dollar backing and traders who buy low and sell high. Plus what depegging is and why the peg can slip.
What is a satoshi, and why does crypto have so many decimal places?A satoshi is one hundred-millionth of a bitcoin. See why crypto has so many decimal places, how stablecoins differ and what to check before sending.
What does it mean that a cryptocurrency is decentralized?Decentralized means many participants keep and agree on the record, not one authority. Here is what that does and doesn't guarantee for your money.
Bitcoin vs Ethereum: what is the difference for beginners?Bitcoin is built to hold and move value; Ethereum also runs programmable apps, and ETH is its coin. Both are volatile. Here is what that means for beginners.
What Is an Airdrop, and Can You Trust One?An airdrop is a free token distribution, but scammers copy the format. Learn how to spot a fake, what to do with unknown tokens and what never to sign.
How to Tell a Real Website from a Fake CopyCheck the address character by character, use a saved official entry point, and never enter a seed phrase or login code on a page. Here is how to spot a fake.
Should you start with a small test amount? Yes, and here is whyYes, start small. A test deposit confirms coin, network and address match, and caps the cost of a mistake, since blockchain transfers can't be reversed.
Which coin should you hold if you mostly spend?If you mostly spend, a dollar stablecoin like USDT or USDC keeps its value steadier than BTC or ETH. See how to choose and how swapping in the wallet works.
Why stablecoins are convenient for working with clients abroadStablecoins confirm in minutes, skip wire delays and intermediary fees, and hold a steady dollar value. Here is how that helps when clients are abroad.
Common Mistakes in the First Week with a Crypto WalletThe costliest first-week wallet mistakes are wrong network, sub-minimum deposits, typed addresses and skipped test transfers. Here is how to avoid each one.
How to build a simple monthly routine with a crypto walletA simple monthly routine for a crypto wallet: receive income, move a planned amount to the card, keep the rest in stablecoins, review history at month end.