How a crypto card helps an online seller

Why would an online seller use a crypto card?

The main reason is a shorter path between income and expenses. If customers or platforms pay you in stablecoins, you can spend that money on supplies and tools by card instead of first moving it through a bank conversion step. The card also works as a boundary: the money on it is the money you decided to set aside for spending. It is a payment tool, not a credit line, so it only spends what has been loaded.

How do stablecoin earnings become money you can spend by card?

With Nexus Pay, you deposit USDT or USDC into the wallet through TRC-20, ERC-20, BEP-20 or TON, then move the amount you need to the card. Moving money from the wallet balance to the card costs 0.1%, and purchases cost 0%. On the fee page's example, 1000 USDT moved to the card becomes $999.00. Two checks matter before you deposit: each address belongs to one network, and a coin sent through a different network will not arrive and cannot be recovered. Every network also has a minimum deposit shown in the app, and smaller deposits are not credited.

Can a card balance keep business and personal spending separate?

Yes, in the sense that a dedicated card balance gives business purchases their own pot. You load the card with an amount meant for work expenses, and everyday spending stays elsewhere. This makes it easier to see what a month of software, materials or shipping supplies actually cost. It doesn't create a legal separation, though. It is a practical habit, not a change in how your income or expenses are treated.

Does a crypto card help with bookkeeping?

It can help with the record-keeping side. The wallet history records loads and purchases, so you can match what you moved to the card with what you spent. That gives you a starting point when you reconcile expenses against income.

• Loads show how much you moved to the card.
• Purchases show where it was spent.
• The two together let you check the balance.

This is general information about the mechanics, not tax or accounting advice. Ask a qualified professional how your records should be kept.

Which card option suits a seller?

Nexus Pay offers three formats, and the choice depends on where you spend. The virtual card is issued right away and works online and contactless through Apple Pay and Google Pay, which covers most online-seller expenses. The physical card is delivered by mail and is the one that works at tills and ATMs. The Business tier is virtual, has higher limits and costs more to issue than Signature.

What should you check before relying on it?

Start with verification: issuing a card requires a document and a photo under anti-money-laundering law, and the card is issued by a licensed partner organisation. Nexus Pay is not a bank, so treat it as a wallet with a card and not as a bank account. ATM withdrawals cost 0.25% each, the ATM owner may add its own fee, and one larger withdrawal costs less than several small ones. Cashback works on up to five categories you choose, with a base rate of 4%, 7% while a Business card is active and one boosted category at 10%. These are current programme terms and may change. If a card is lost or something looks wrong, you can freeze it in the app in one tap and unfreeze it later.

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